Getting the right protection for your family, your home or yourself is as important as taking care of your personal fitness. Finding the perfect fit on the other hand can be quite challenging. Mortgage Fit provides a variety of protection products and can guide you through the process in finding the right insurance for you.
Protection insurance — is there really a need for it?
Protecting yourself and your family is an important part of financial planning. We can help you explore life insurance, critical illness cover, income protection and home insurance based on your needs and budget. We'll explain the benefits, limitations and exclusions of suitable policies so you can choose the protection that's right for you.
Life Insurance
Pays out if you die during the policy term, subject to the policy terms. Cover can be arranged to help pay off your mortgage or provide an income for your loved ones.
Critical Illness Cover
Pays out a lump sum if you are diagnosed with a serious illness specified in the policy and meet its definition, giving you financial breathing space during a difficult time.
Income Protection
Replaces a proportion of your income if you are unable to work due to illness or injury, after a waiting period, to help you meet your financial commitments.
Buildings & Contents Insurance
Covers the structure of your home and your personal belongings against specified risks, such as damage, loss or theft, subject to the policy terms and any excess.
Protection insurance is subject to policy terms, conditions and exclusions. Premiums must normally be maintained for cover to continue, and some policies may have no cash-in value. Your adviser will explain the relevant conditions before you proceed.