First Time Buyers
Buying your first home can be exciting but also daunting. Let us ease you into the process
If you’re a First Time Buyer and looking for your first ever mortgage, then there is nothing to worry about with Mortgage Fit. With our expert advice we will help you through the process of buying your first home and taking those initial steps into the world of property. Getting on the property ladder will be a breeze with Mortgage Fit.
When should I invest in my first home and stop renting?
Looking into buying your first own home is a big new chapter in your life. Renting can be great at a time in your life when being flexible is key; but at some point you want to set down some roots. It is important to evaluate all the many different offers available to you, researching the right areas to move to and to carefully decide if the overall move is a smart decision at the current stage in your life.
If you have your finances in place, which means for instance that you have a healthy deposit, a good credit rating and lenders are assured that you are able to pay back a monthly mortgage, lending money can be relatively straight forward. However, it is always advisable to evaluate different mortgage offers.
There are many avenues to consider for a First Time Buyer, with various different ways to get yourself onto the property ladder. At Mortgage Fit, we are perfectly placed to guide you through all of the options available to you and also to offer our expert advice on what steps to take to ensure your first home buying experience is full of success.
Getting a mortgage is a big financial commitment which should be considered carefully. Getting the advice from an experienced mortgage adviser can bring clarification into the process, helping you to understand everything properly and also to make your dream come true.
Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Key Points for First Time Buyers
While owning your first home is a big step, it also comes with a great deal of benefits. Below are Mortgage Fit’s key points when buying your first home:
- Get yourself on the property ladder
- Ensure you have a significant deposit
- Pay towards something you own instead of renting
- Payments can be lower than renting in some cases
- Up to 4 people could apply for a combined mortgage
- Build your financial foundation for the future
If you are thinking about buying your first home, then it is worth understanding what you can afford. We at Mortgage Fit are ready and waiting to help get you going. Book your free, no obligation consultation with one of our advisers today.
Let's Chat
When should I invest in my first home and stop renting?
Looking into buying your first own home is a big new chapter in your life. Renting can be great at a time in your life when being flexible is key; but at some point you want to set down some roots. It is important to evaluate all the many different offers available to you, researching the right areas to move to and to carefully decide if the overall move is a smart decision at the current stage in your life.
If you have your finances in place, which means for instance that you have a healthy deposit, a good credit rating and lenders are assured that you are able to pay back a monthly mortgage, lending money can be relatively straight forward. However, it is always advisable to evaluate different mortgage offers.
There are many avenues to consider for a First Time Buyer, with various different ways to get yourself onto the property ladder. At Mortgage Fit, we are perfectly placed to guide you through all of the options available to you and also to offer our expert advice on what steps to take to ensure your first home buying experience is full of success.
Getting a mortgage is a big financial commitment which should be considered carefully. Getting the advice from an experienced mortgage adviser can bring clarification into the process, helping you to understand everything properly and also to make your dream come true.
Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Key Points for First Time Buyers
While owning your first home is a big step, it also comes with a great deal of benefits. Below are Mortgage Fit’s key points when buying your first home:
- Get yourself on the property ladder
- Ensure you have a significant deposit
- Pay towards something you own instead of renting
- Payments can be lower than renting in some cases
- Up to 4 people could apply for a combined mortgage
- Build your financial foundation for the future
If you are thinking about buying your first home, then it is worth understanding what you can afford. We at Mortgage Fit are ready and waiting to help get you going. Book your free, no obligation consultation with one of our advisers today.
Let's Chat
Search for the Right Deal
Mortgage Fit has access to all of the latest deals available and we will help you to match your requirements with the right deal for you
Start To Finish
At Mortgage Fit we pride ourselves on our relationships, so we will be with you every step of the way and stay in touch throughout your mortgage term
All Checks
With our years of experience, Mortgage Fit knows all the ins and outs that need to be checked. We will help you cross the t’s and dot the i’s