Our Story
Back in 2018 I needed something. My family and I had moved into our new house and we were expecting our third child. The house was great, perfect location, great garden and plenty of space. But it needed updating and re-jigging to suit our family and the lifestyle that we wanted.
We needed money to make these dreams come true but we had taken a 5 year fixed mortgage when we moved in and the bank wouldn’t lend us any more. Also, our third child had now arrived and we had decided that my wife would be full-time with the kids. I felt a little stuck! Even though I had been in the industry for years, this type of situation had always meant a “sit tight and wait” option for clients or cost them thousands in early repayment charges. What were the other options?
This got me thinking.
At the same time, I had also started on a fitness journey. Training for a 100 KM run from London to Brighton introduced me to a world that I had not really been a part of for an exceptionally long time. Discipline with a regime and diet helped me greatly and gave me a focus.
This is the story of how Mortgage Fit came to be.
We want to help people to improve their financial fitness in the same way that they can improve their physical fitness. By helping people with specialist advice and introducing them to fantastic financial products and ways of structuring them, we want to make sure that everyone can achieve their financial goals.
By offering products and services and helping you to keep on top of finances as things in life change, we aim to be your ‘personal trainer’ for all things monetary. We know that fitness plans can enhance your life, not only improving physical and mental health but by bringing focus and discipline with a great deal of enjoyment. We believe that getting yourself to peak financial fitness should be part of a holistic approach to a happy and successful lifestyle.
And for anyone wondering, the house looks great now…
Dave Wiltsher
Managing Partner
Meet The Team
DAVE WILTSHER
Managing Director
Dave is what you may call a property expert, with over 18 years experience in the property industry – consisting of small and large Mortgage brokerages. Since starting Mortgage Fit in 2020, Dave has taken the business from strength to strength with his wealth of knowledge from Mortgages to Protection to Specialist Lending. With all of this knowledge, Dave is ken to continue to help people improve their financial fitness and achieve their property dreams.
Dave is very much into fitness and improving his life through this. He has completed a 100km run from London to Brighton and is an avid Crossfitter and budding strongman, with numerous competitions under his belt already and some in the pipeline… can your broker lift a 4×4?? When Dave isn’t in the gym training, you’d most likely find him juggling his children’s activities – rugby, swimming, trampolining, dance & theatre!
Dave is keen to make sure that he is able to help as many people as possible with Mortgage Fit. He believes every client is as important as the next, so strives to give the best service and advice to someone borrowing 25k to someone borrowing 2.5 million. Every Mortgage Fit client becomes part of our community that we’re proud to have built since 2020.
RACHEL MITCHELL
Head of Case Management
Head of Case Management
Rachel has an extensive administrative background of nearly 10 years. She is very knowledgeable about the whole Mortgage Process and this helps to ensure that the house buying journey with Mortgage Fit is smooth from start to finish for our clients.
Rachel can be found either capturing nature through her lens (Canon cameras only!) or on the beach with her two dogs – French Bulldog, Bruno & Chocolate Lab, Lola. She used to be heavily involved in Netball, playing as a shooter usually and also a qualified Umpire.
Since Rachel’s return to Mortgage Fit, her focus has been on the client’s journey and ensuring every client gets the same attention to detail and smooth process. Helping people is her passion which is what makes her a great addition to Mortgage Fit.
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